What is a certificate of alarm and how do I get one in order to get a discount on my homeowners insurance?
What is a certificate of alarm and how do I get one in order to get a discount on my homeowners insurance?
A certificate of alarm is a document that verifies you have installed a monitored security system. Your monitoring company sends this document to your home insurance provider, which can qualify you for up to a 20% discount.
Adding smoke and heat detectors to your security system can help you save even more money, since homeowners or renters who protect against theft and fire emergencies with a monitored system have "safer" homes and are therefore less likely to file a claim with their insurance provider. Whether you're purchasing a new security system or planning to add sensors to an existing one, we recommend contacting your insurance company to determine which configuration will provide the greatest savings.
A certificate of alarm specifies:
- the type of alarm service - name and address of the protected property - name and address of the alarm service company responsible for issuing the certificate - description of the equipment - issue date - expiration date